Financial & Legal Resources
- Gene Boutilier
- May 16, 2021
- 0 min read
Updated: Feb 18, 2024
Bet Tzedek
ABOUT
Provides free, expert legal advice and representation to low-income residents of Los Angeles County. Emphasis on justice for Seniors and Workers. Through its Economic Justice program, Bet Tzedek provides workers direct representation in individual and class action cases, helps thousands of workers know their rights, assists trafficked laborers who were illegally denied earned wages, creates opportunities for entrepreneurship and small business development in marginalized and under-served communities, and aids low-income households facing tax controversies.
ELIGIBILITY
(Small Business COVID-19 Assistance ONLY): Business owners whose current household income is less than $8,500 per month AND who have less than $50,000 in liquid assets (cash, bonds, etc.). Unable to assist not-for-profit businesses If you are not sure if you qualify for free services, please submit your information anyway.
CONTACT INFORMATION
3250 Wilshire Blvd., 13th Floor, Los Angeles, CA 90010
Home Ownership Program (HOP)
ABOUT
Designed to meet the needs of low-income families, HOP provides loans of up to 20% of the purchase price for down payment and closing costs assistance not to exceed $75,000. Each loan is a second Trust Deed loan provided at 0% interest with all payments deferred until sale, transfer, refinancing, no longer owner-occupied, or full repayment of the first mortgage. HOP loans are available to first-time homebuyers in the unincorporated areas of Los Angeles County and cities participating in the Community Development Block Grant (CDBG) Urban County Program.
ELIGIBILITY
The applicants must be first-time homebuyers: no ownership interest in real estate at any time in the past three years.
Homebuyers must occupy the home as their principal residence.
The loan is secured by a second Trust Deed and Promissory Note.
Applicants must invest a minimum of 1% of the down payment, not including closing costs of their OWN funds.
All applicants must complete an 8-hour homebuyer education seminar from an approved HUD counseling agency.
Tenants cannot occupy a property unless it is a Tenant-Purchaser.
CONTACT INFORMATION
Address: 700 West Main Street Alhambra, CA 91801
Application: If you are first-time homebuyer and are interested in applying for the program, contact a HOP participating lender to get pre-qualified. Only a HOP participating lender can submit a HOP application on your behalf. HOP applications will be accepted on a first-come, first-served basis.
Contact: Tamar Gantt Email: Tamar.Gantt@lacda.org Website: Home Ownership Program
Homeless Incentive Program (HIP)
ABOUT
The Los Angeles County Development Authority’s (LACDA) Homeless Incentive Program (HIP) offers monetary incentives to encourage landlords to rent their available units to LACDA’s homeless Section 8 voucher holders. Funding for the program comes as part of the Homeless Prevention Initiative, a collaborative effort between multiple County agencies supported by funding from Los Angeles County Measure H.
ELIGIBILITY
Owners with available units in the Cities of Los Angeles, Pasadena, Inglewood, Baldwin Park, Norwalk, Burbank, Redondo Beach, Long Beach, Culver City, Kern County, and LACDA’s regular jurisdictions may participate in this program.
CONTACT INFORMATION
Address: 700 West Main Street Alhambra, CA 91801 Application: Apply Online Phone: (626) 586-1585 Email: HIP@lacda.org Website: Homeless Incentive Program
Housing Is Key
ABOUT
Unpaid Rent
Landlords who participate in the CA COVID-19 Rent Relief program can get reimbursed for 80% of an eligible renter’s unpaid rent between April 1, 2020, and March 31, 2021, if they agree to waive the remaining 20% of unpaid rent during that specific time period. Eligible renters whose landlords choose not to participate in the program may apply on their own and receive 25% of unpaid rent between April 1, 2020, and March 31, 2021. Paying this 25% by June 30, 2021 can help keep you in your home under the extended eviction protections in SB 91.
Future Rent Eligible renters can receive future rent assistance equal to 25% of their monthly rent. Combined with the assistance available for unpaid rent, future assistance will help renters stay housed once the eviction protections in SB 91 expire on June 30, 2021. Utility Assistance Eligible renters may also receive assistance for unpaid utilities and future payments. Unpaid utilities accumulated from April 1, 2020 through March 31, 2021 will be compensated at 100% of cost, limited to a total of 12 months.
ELIGIBILITY
Have qualified for unemployment benefits or experienced a reduction in household income, incurred significant costs, or experienced other financial hardship due to COVID–19
Demonstrate a risk of experiencing homelessness or housing instability, which may include:a past-due utility or rent notice or eviction notice; unsafe or unhealthy living conditions; or any other evidence of such risk, as determined by the program
Have a household income that is not more than 80% of the Area Median Income
CONTACT INFORMATION
Application: Apply Online
Rent Relief Call Center: (833) 430-2122
Website: CA COVID Rent Relief
Project-Based Voucher (PBV) Program
ABOUT
Offers rental housing options at specific housing locations and assistance is attached to particular rental units. If you live in a rental unit under the PBV program and move, the assistance stays with the property. The PBV program differs from the Section 8 program which is a tenant-based voucher. If you have a tenant-based voucher and move, the assistance can be applied to another eligible rental unit.
ELIGIBILITY
Applicant eligibility and prioritization depend on the building.
CONTACT INFORMATION
Address: Section 8 Main Office 700 West Main Street Alhambra, CA 91801
Website: Project-based Voucher Program
Application: LACDA Applicant Registration Portal
Phone: Section 8 Main Office, (626) 262-4510
Email: section8.mailbox@lacda.org
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